IFSC Code Canara Bank Lookup: MICR Codes & Addresses for All Canara Bank Branches
Canara Bank IFSC Code: Find MICR Codes & Branch Addresses Across India
Canara Bank has more than 6639 branches in India and offers various banking facilities to customers. If you wish to do any online transaction, you will require the IFSC code of the recipient bank. Similarly, in Canara Bank, you cannot carry out any online transaction without an IFSC code. Every branch of the Canara Bank in India has a different IFSC code. It is required to transfer funds using NEFT, RTGS, or IMPS.
Here, we will learn more about finding the IFSC code and the bank address of the Canara bank.
What is the IFSC Code?
IFSC of Indian Financial System Code contains 11-digit alphanumeric code. It is essential for participating in online fund transfers using NEFT, RTGS, and IMPS. The starting 4 characters depict the bank name (CNRB), the 5th character is zero and the last 6 characters depict the branch code. For example, the Canara Bank IFSC code Mumbai, Fort Branch is CNRB0000047.
What is the MICR Code?
MICR or Magnetic Ink Character Recognition contains 9-digit code. It is used for processing the cheques in the banking system. The MICR is printed with magnetic ink, which allows fast processing and check clearance by machines.
The first 3 digits of the MICR code depict the City, the next 3 depict Bank and the last 3 are the Canara bank branch code. For example, the MICR code of Delhi Connaught Place is 110015002.
What is the importance of IFSC and MICR codes?
Feature |
IFSC Code |
MICR Code |
Used for |
Online money transfers |
Cheque clearance |
Format |
11 characters (alphanumeric) |
9 digits (numeric) |
Mandatory for |
NEFT, RTGS, IMPS |
Cheque payments |
Example |
CNRB0000151 |
110015002 |
How to find the Canara bank IFSC code, MICR codes, and Bank Address?
You can easily find the Canara Bank IFSC code number, MICR code, and bank address using various methods mentioned below:
- 1. Canara Bank Official Website: Go to the official website of the Canara Bank at https://www.canarabank.com. Search for the branch locator or IFSC code search tool to find your bank IFSC.
- 2. Cheque Book: If you have a Canara Bank Cheque Book, you can check the IFSC code and MICR code printed on leaves. The IFSC code Canara Bank is printed on the top and MICR on the bottom.
- 3. Passbook: The Passbook has the IFSC code, MICR code, and Bank address printed on the first page of Canara Bank.
- 4.RBI Website: Go to the RBI official website where you can find the list of IFSC codes, MICR codes, and Bank addresses of the different branches of all the banks in India.
- 5. Mobile Banking App: The Canara Bank has a mobile app for the customers that they can use for various purposes. There you can find the branch codes and other details.
- 6. Customer service You can contact the Canara Bank customer service and ask them for the IFSC code, MICR code, and Address of your branch.
How to use the Canara Bank IFSC Code for fund transfers?
For the online fund transfer to a Canara Bank, you will require the following details:
- 1. Name of the Beneficiary
- 2. Canara Bank Account Number
- 3. Canara Bank IFSC code Number
- 4. Amount
To transfer the funds, follow the steps below:
- Log in to the net banking or the mobile app for your bank.
- Add details of the new beneficiary using the Canara bank account number and Bank IFSC code.
- Choose the mode you wish to use for fund transfer from NEFT, RTGS, and IMPS.
- Enter the amount you have to transfer and press “Confirm”.
List of Popular Canara Bank Branches and their IFSC and MICR Codes
Here is the list of the popular Canara bank branches in India with their IFSC and MICR codes:
City |
Branch |
IFSC Code |
MICR Code |
Mumbai |
Fort Branch |
CNRB0000047 |
400015013 |
Delhi |
Connaught Place |
CNRB0000151 |
110015002 |
Bengaluru |
MG Road |
CNRB0000331 |
560015015 |
Chennai |
T. Nagar |
CNRB0000078 |
600015003 |
Hyderabad |
Ameerpet |
CNRB0000023 |
500015003 |
Kolkata |
Dalhousie |
CNRB0000350 |
700015007 |
Pune |
Shivaji Nagar |
CNRB0000422 |
411015003 |
Ahmedabad |
CG Road |
CNRB0000623 |
380015013 |
Jaipur |
MI Road |
CNRB0000256 |
302015004 |
Lucknow |
Hazratganj |
CNRB0000414 |
226015003 |
Difference between NEFT, RTGS, and IMPS
Here are the major differences between NEFT, RTGS, and IMPS for online fund transfer:
Mode |
Transaction Time |
Minimum Amount |
Availability |
NEFT |
Within 2 hours (Batch-wise) |
No minimum |
24x7 |
RTGS |
Real-time (High value) |
₹2 Lakhs |
Available during banking hours |
IMPS |
Instant |
₹1 to ₹5 Lakhs |
24x7, including holidays |
Things to Keep in Mind while using Canara Bank IFSC and MICR Codes
While using the IFSC and MICR codes, you must keep the following things in mind to avoid any discrepancies:
- 1. Ensure that you write the correct IFSC code otherwise your online transaction can fail or delay.
- 2. IFSC codes are not confidential when used individually. You must ensure not to disclose the IFSC code along with your bank account details to any untrusted person.
- 3. For conducting online transactions, use only the official portals of Canara Bank or verified apps.
Canara Bank services require an IFSC code
Various services require IFSC Codes. The services are mentioned below:
- 1. UPI - The UPI apps require the IFSC codes for linking accounts during backend verifications.
- 2. Standing instructions or Auto-Debits - If you are setting up payments for monthly subscriptions SIP, or other auto-debits, you need to enter the IFSC code.
- 3. Loan EMI or card payments - Many third parties need IFSC to set up payment instructions for loan repayment or credit card payments.
Conclusion
Knowing the Canara Bank IFSC and MICR codes is very essential to leverage various services of the bank. It allows you to conduct online and safe transactions. IFSC code is unique for every bank branch, so make sure to enter the correct IFSC or MICR code while conducting the banking activity. You can find the IFSC and MICR codes on your passbook, chequebook, online banking app, etc.
FAQs
1. How to find the IFSC code of my Canara bank branch?
You can find the IFSC code of your Canara bank branch using various methods. Check your passbook or chequebook, you will find the IFSC code printed there. Also, you can visit the official websites of Canara Bank or RBI to get the IFSc code.
2. Is the IFSC code the same for all branches?
No, the IFSC code is not the same for all branches. All the Canara bank branches have unique IFSC codes.
3. What will happen if I mistakenly enter the wrong IFSC code while transferring funds?
If you enter the wrong IFSC code while fund transfer, your transaction may fail or reverse.
4. Is it possible to do NEFT without the IFSC code?
No, NEFT is not possible without the IFSC code.
5. Where is the Canara Bank MICR code used?
MICR codes are essential for the automated clearance of bank cheques through ECS and MICR-enabled systems.
Canara Bank has been oprated in below states